No-nonsense medical emergency travel insurance.

Unexpected health problems or sudden injuries may unfortunately occur during a trip. Get protected today.

Travel Medical Insurance
Travel Insurance circle

Emergency medical travel insurance, made easy.

Protect yourself against unexpected and costly health care bills that could ruin your financial future.

Pre-existing medical conditions

Looking for affordable coverage for pre-existing medical conditions?

When you’re traveling with a health condition, the last thing you want to worry about is whether you’ll be covered if you need emergency medical care.

Our unique and proprietary smart health questionnaire will allow you to find the right medical coverage. Fill one questionnaire and get a quote from our partner insurers in minutes.

Medical insurance travel insurance, cottage illustration
Emergency medical travel insurance, Miami illustration
MULTI-TRIP ANNUAL PLANS

Annual Travel Insurance Plans for Frequent Travelers

Traveling frequently within Canada or abroad for professional reasons or just because you enjoy discovering the world? A multi trip plan coverage is the right plan for you.

Our exclusive product offering allows you to get the best at the best available rate for a period of one year.

Choose from the widest choice of coverage options, 7-days, 15-days, 30-days or 45-days.

We have all the protection
you need for your next trip

Our emergency medical products include the following benefits and much more.

Emergency Medical

24/7 Emergency
Assistance

Air Ambulance

Hospitalization

Physicians

Ambulance

Emergency medical travel insurance

Easy as 1, 2, 3

Protect yourself against unexpected and costly health care bills that could ruin your financial future.

1
Fill out the form
2
Get a quick call back for a quote
3
Choose your plan and receive your documents in minutes
Your personal information will remain strictly confidential.
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FAQ's About Medical Insurance

When does the insurance become effective?

Medical insurance coverage begins at the date and time you leave your province or territory of residence. If your travel insurance coverage includes cancellation and trip interruption benefits, the effective date will be the date of your purchase. Therefore, between the date of purchase and prior to your departure date, you will be covered for events that could lead to cancelling your trip.

Can I purchase travel insurance after my departure?

Our products will allow you to subscribe after leaving your province or country of residence. In this case, any sickness that manifests during the waiting period after the effective date is not covered, even if the related expenses are incurred after this period. It is recommended you always purchase your insurance prior to your departure from your province to avoid limiting your benefits.

What should I do in case of medical emergency?

In the event of a medical emergency during your stay, you must contact emergency assistance listed on your travel insurance card before seeking care. A traveler who does not contact emergency assistance prior to receiving treatment may have his coverage reduced or limited. In the event that you cannot contact emergency assistance prior to receiving treatments, you can ask someone to call for you, or call as soon as it is possible.

Can I be covered for my pre-existing medical condition?

Yes, our exclusive product plans provide coverage for pre-existing medical conditions, as long as you meet the eligibility and stability requirements.
Our easy to use state of the art medical declaration tool was developed to simplify the underwriting process and guarantee coverage for your preexisting medical conditions.

 

Can I extend my coverage during my trip?

If you wish to extend your policy after leaving your province or country of residence, you can request for an extension of your coverage.

  • Purchase the additional protection before your policy expires (usually up to 5 days before).
  • Be in good health.
  • Have no reason to seek medical consultation during the new period of coverage. If a claim was submitted prior to extension, the insurer must review your file before allowing an extension of coverage. The insurer reserves the right to refuse any extension request.
Am I covered by my public health insurance plan from my province?

Your provincial health insurance plan covers a very limited portion of your medical costs while you are abroad. Each public insurance plan reimburses hospital services following a sudden illness or an accident according to pre-determined amounts. These amounts do not take into consideration the reality of the expenses of health care in the country visited.

Can I obtain a partial insurance premium refund if I shorten my trip?

In the event of an early return, you can request a refund for the unused portion of your insurance premium. You must not have made any medical claims or have any pending claims that will be forwarded to the insurer. For an early return to be valid, you must have returned to your province of residence.

What happens if my medication changes or my health condition changes between the date of my insurance purchase and the date of my departure?

A change in medication or health can affect your eligibility to the policy. You must contact us to update your medical declaration. This will help us determine whether you are still eligible for this policy or not. This can also affect certain exclusions and possible premium adjustments.

Get Covered With soNomad Today!

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