Day Trip to the US: Do You Need Travel Insurance?

Thinking of a spontaneous jaunt to the States, but wondering if it's worth grabbing travel insurance for just a day?

Picture this: You're Megan, a 31-year-old adventurer, all set for a day of hiking in the state of Washington. The climb is easy until bam, a twisted ankle nails you to the ground. Without travel insurance, this little mishap could cost you over $5,000. That's what we call a hiking day that costs an arm... or a leg, in this case!

Now, let's talk about Paul and Richard, two buddies in their fifties, off to Detroit to catch a hockey game between the Maple Leafs and the Red Wings. All's fine until Richard experiences a cardiac episode requiring a three-day hospital stay. Can you guess the bill? Over $200,000!

And what about Melissa and James, just wanting a calm beach day with their two kids at Ausable Point? A bee sting and an allergic reaction later for their youngest, and they're facing a bill of around $1,500. Let's just say that beach day left them with a sting to remember.

Luckily, for the price of a latte, you can get travel insurance for a day to enjoy your American escapade without worrying about excessive medical costs.

Travel Insurance Options for Every Budget and Need

Whether you're a solo traveller, a couple, a family, or a group of friends, soNomad offers a range of flexible and affordable travel insurance options to meet your specific needs.

Single Trip Travel Insurance

Ideal for quick getaways, this option provides comprehensive coverage for a day in the States. If you're under 60, you can get coverage for as little as $5 for one day. This includes benefits like emergency medical, hospitalization, 24/7 emergency assistance, emergency evacuation, and repatriation.

Annual Multi-Trip Travel Insurance

If you're tired of getting travel insurance whenever you set foot in the US, go for an annual multi-trip coverage instead. 

No need to contact your insurer each time you travel; you're automatically covered for all your trips under the chosen option (7, 15, 30, or 45 days as per your needs). 

And if you decide to extend your getaway, no worries! Just contact your agent to add days to your coverage.

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Credit Card or Group Insurance: Check Your Coverage!

You might think you don't need travel insurance because your credit card or employer group plan already covers you. But beware, don't rely on these coverages without checking the details.

The United States is known for their exorbitant medical fees, and you could end up with an astronomical bill if you're not adequately covered.

Travel Tips to Make Your Road Trip More Enjoyable

To ensure your escapade goes as smoothly as possible, here are some tips to keep in mind:

Plan Your Travels Carefully

Before hitting the road, take the time to plan your route. Use apps like Google Maps or Waze to avoid traffic jams and roadworks. To better anticipate your border crossing, check out the CanBorder app from the Government of Canada to learn about customs wait times.

Avoid Holiday Weekends

Holidays mean vacations, celebrations, and unfortunately, a lot of traffic on the roads. So, if you can, try planning your escapade to avoid peak periods like Victoria Day, Canada Day, or Labour Day. You'll have a better chance of enjoying the road without getting stuck in endless traffic jams.

Check Your Passport Validity

It might seem obvious, but you'd be surprised how many people get stuck at the border because their passport has expired. Before you leave, make sure your travel documents are in order.

Bringing the kids along, but they don't have passports yet? No problem! Canadian citizens under 15 years old can present their birth certificate or Canadian citizenship card when arriving in the States by land.

To Spontaneous Getaways in the States!

Travel insurance for a day trip to the States? Yes, yes, and yes again! Don't let a simple escapade turn into a financial nightmare. 

Protect yourself, protect your family, and set off on your adventure with peace of mind. Get a quick online quote for your travel insurance with soNomad.

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