Health Insurance for Super Visa Canada: What You Need to Know

As a Canadian citizen or permanent resident, you can enjoy the presence of your mother, grandmother, father, or grandfather for up to five years by your side.

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Health Insurance for Super Visa Canada: What You Need to Know

Do you dream of long evenings around a good potluck, shared laughter, and precious moments with your parents or grandparents who live overseas? The Super Visa program makes these long-awaited reunions possible, for a stay of up to 5 consecutive years!


  • Five years of making memories and unforgettable moments with your loved ones in Canada.
  • Games, chats, adventures, and inside jokes that will last a lifetime.
  • The joy of sharing your everyday life while your parents or grandparents pass on their traditions.

As a Canadian citizen or permanent resident, you can enjoy the presence of your mother, grandmother, father, or grandfather for up to five years by your side.

Understanding the process and getting health insurance that meets the Canadian government's requirements is essential to speed up the approval of their Super Visa application.

Here are some tips to keep in mind to make this dream a reality:

Who can apply for a Super Visa in Canada?

Any parents and grandparents of Canadian citizens or permanent residents are eligible to apply for the Super Visa. 

Established in 2011, this fantastic program offers eligible individuals the opportunity to sponsor their non-resident parents and grandparents for extended stays of up to 5 years at a time, which can be extended up to 10 years. 

Is Super Visa health insurance mandatory in Canada?

A Super Visa medical insurance is a must-have when visiting Canada. It's not just a recommendation; it's a requirement. 

You'll need to show that the applicant has a health insurance policy valid for at least one year and offers a minimum coverage of $100,000. 

This ensures adequate protection in case of any medical emergencies while in the country. 

What should Super Visa insurance cover?

Regarding Super Visa health insurance, the Canadian government requires applicants to obtain coverage that includes essential aspects of healthcare, hospitalization, and repatriation. 

Getting a comprehensive health insurance policy is key.  The policy should cover medical expenses like doctor visits, hospital stays, and emergencies.

Additionally, coverage for repatriation is crucial, as it ensures that in the event of a medical emergency or unforeseen circumstances, arrangements can be made for your parents’ or grandparents' safe return to their home country.

Can I use a quote for health insurance to apply for a Canadian Super Visa?

No, you cannot use a medical insurance quote when applying for the Super Visa. Visa applications typically require proof of valid and comprehensive insurance coverage. 

Obtaining and providing the actual policy documents, rather than just a quote, guarantees your visiting parents or grandparents have sufficient coverage throughout their stay and complies with the visa requirements set by immigration authorities. 

Is full payment required for health insurance prior to applying for the Super Visa?

Great news! You no longer need to make full payment for medical insurance before applying for the Super Visa.

The regulations concerning payment for Super Visa medical coverage experienced a series of changes in 2022 and 2023. In December 2023, Canada reversed its immigration decision, once again permitting families to make a deposit or pay by instalments for the Super Visa insurance

This decision has been warmly received by applicants, insurance professionals, and immigration experts alike, as it streamlines the process, making it simpler for families to reunite.

Can instalment payments be arranged for Super Visa medical insurance?

Certainly! Indeed, you can make instalment payments with an initial deposit for Super Visa medical insurance. 

For example, let's say a one-year insurance policy costs $1500. You can opt for instalment payments, with the first instalment due at the time of purchase. 

Subsequent instalments can be scheduled on specific dates throughout the year, providing flexibility and convenience in managing the insurance payments.

Do I have to use a Canadian company to purchase Super Visa insurance?

According to the Government of Canada's requirements, you must show proof of payment for health insurance from a Canadian insurance company or an insurer abroad approved by the Minister of Immigration, Refugees and Citizenship. 

Opting for a Canadian insurer such as soNomad is highly recommended for several compelling reasons. Canadian insurance companies are well-versed in the intricacies of the Super Visa program, ensuring your coverage aligns perfectly with its standards. 

What is the maximum duration of Super Visa insurance? 

The maximum duration of Super Visa insurance needs to be at least one year for your application to be valid. 

Since the Super Visa itself is valid for up to 5 years, it's essential to either extend your insurance coverage or obtain initial insurance with a longer duration.

Can you extend the health insurance for Super Visa Canada beyond the initial term?

You have both the opportunity and the obligation to extend your medical insurance to cover the entire duration of your stay, ensuring it matches the length of your visit.

As the Super Visa allows for stays of up to 5 years, it's crucial to ensure continuous coverage throughout your entire visit to Canada.

Make a note of the end date of your medical insurance so that you can renew or extend it if it expires during your stay in Canada. 

Are pre-existing conditions covered by Super Visa insurance?

Pre-existing conditions may be covered by Super Visa insurance depending on factors like stability and individual case details. It's essential to talk to a soNomad agent about your specific insurance needs and requirements.

How much Super Visa insurance coverage should I get?

It's necessary to have a minimum of $100,000 in Super Visa insurance coverage. Still, you can opt for higher coverage up to $1 million or even $2 million for added protection and peace of mind during your stay in Canada.

How much is medical insurance for Super Visa Canada?

The cost of Super Visa insurance can fluctuate based on factors like age, pre-existing conditions, and other individual considerations. 

Below are several pricing examples for the insurance offered by soNomad, with rates quoted for a one-year period and meeting the requirements for Super Visa applicants (minimum coverage of $100,000) and $0 deductible:

  • Age 60: $781 with soNomad, competitor: $1,311 (Approximately 40% cheaper)
  • Age 65: $1,064 with soNomad, competitor: $1,658 (Approximately 36% cheaper)
  • Age 75: $1,825 with soNomad, competitor: $2,884 (Approximately 37% cheaper)
  • Age 80: $2,318 with soNomad, competitor: $3,927 (Approximately 41% cheaper)
  • Age 85: $2,993 with soNomad, competitor: $5,021 (Approximately 40% cheaper)

Can I apply for a Super Visa insurance policy on behalf of my visiting family? 

You can certainly apply for a Super Visa insurance policy on behalf of your visiting family members, especially if the applicant is your parent or grandparent. 

They may not be comfortable navigating the online purchasing process, so assisting them and completing the purchase process in their name ensures they receive the necessary coverage for their stay in Canada.

Does the Super Visa health insurance allow me to visit other countries and still be covered?

In most cases, the applicant will enjoy coverage for travel outside Canada as long as most of the time is spent within the country and the journey starts and ends there. 

The duration of trips outside Canada can vary based on your insurance policy's terms. 

When does Super Visa health insurance coverage begin?

Super Visa insurance coverage typically begins upon the applicant’s arrival in Canada. As soon as they set foot in the country, their insurance policy becomes active, providing them with the necessary coverage for the duration of their stay. 

It's essential that insurance coverage is arranged before arrival to Canada. 

Enjoy the opportunity to spend time with family in Canada!

The excitement of having your mother, grandmother, grandfather, or father join you for an extended period in Canada is truly an incredible opportunity. 

Reuniting with family members through the Canadian Super Visa is both heartwarming and extraordinary. 

To fulfill the health insurance requirement for the Canadian Super Visa and prepare for your application submission, contact a soNomad agent to purchase travel insurance specific to this type of visa.

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